Andorra Real Estate ... 
Before you begin working with an agency in Andorra, check that their fees are acceptable and that they are a member of the Andorra Real-estate Assocation. In most rental agreements in Andorra most agencies charge a month’s rent for a twelve-month rental agreement.
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Andorra Real Estate Calculator

Finding a Home In Andorra
If you plan to rent or buy a property in Andorra, finding your property will be a major step in your relocation to Andorra. If you have not lived in Andorra, you should rent rather than buy your property in Andorra, at least for six months. If you would like to rent or buy a real-estate property in Andorra you may email us at webmaster@spain-travel-guide.de with your real-estate questions.

It is the best way to know not only if Andorra is the place you want to live or retire for the next few years, but also if Andorra is suited for you.

Apartments & Houses in Andorra
If you are planning on living in Andorra, it is likely that you will be living in an apartment/condo versus a house.

Please make sure that modern equipments, such as electricity and water should function to the maximum. Please double-check and make sure electrical outlets are located in every room and functioning.

Make sure you turn on the water and make sure that hot and cold water is functioning and flush the toilet, turn on the shower. Don’t count on real-estate agents in Andorra to point out the negatives of a place they’re trying to rent or sell you.

Andorra Agencies
Real-estate agencies in Andorra advertise in local Andorra newspapers and as well on their office windows.

You should be able to notice a real estate agency in Andorra by the window full of ads for the different apartments or houses they have available for rent or sell in Andorra.

Before you begin working with an agency in Andorra, check that their fees are acceptable and that they are a member of the Andorra Real-estate Assocation. In most rental agreements in Andorra most agencies charge a month’s rent for a twelve-month rental agreement.

When selling a property in Andorra, real-estate agents in Andorra usually charge between 2.5% and 3% of the final sales price.
Monthly rent Andorra:€
Monthly Andorra rental insurance:€
Expected annual inflation rate in Andorra:  %
Purchase price of property in Andorra:€
Down payment amount:€
Length of Andorra mortgage term (years):#
Andorra Mortgage's annual interest rate:  %
Discount points on purchase of home in Andorra:  %
Origination fees:  %
Other loan costs in Andorra:€
Mortgage Insurance (PMI):  %
Andorra Homeowner's insurance rate:  %
Monthly association dues in Andorra:€
Average monthly maintenance of Andorra property:€
Andorra Annual property tax:€
Andorra plus government income tax rate:  %
Interest rate you expect to earn on savings in Andorra:  %
Expected percentage your Andorra home will appreciate by each year:  %
Number of years you will stay in Andorra:#
Andorra Realtor commission rate:  %
Total estimated cost of renting a property in Andorra:€
Total estimated cost of buying a property in Andorra:€
After coming to an agreement on a rental or purchase, both parties in Andorra sign the contract. However, it is not a legal agreement until the appropriate seals of the city of Andorra with a tax stamp has been purchased and affixed to ther agreement. You have to make sure before finalising the lease or purchase that the official seal of Andorra will be affixed to the agreement.

Renting
Real estate agencies in Andorra are the safest way if you want to rent or buy a property in Andorra. Please make sure they are a licensed agent in Andorra and very familiar with the Andorra property market.

Local newspapers in Andorra also advertise apartments and houses for rent, but word of mouth is the best way in Andorra. If you are currently an academic in Andorra, you could check local at local universities in Andorra, where apartments or rooms for rent are commonly posted.

In general rental rates in Andorra, increase by a small percentage each year in accordance with the government’s annual cost of living reports in Andorra. You can find yearly leases in Andorra, and more short-term housing is available near academic institutes or around tourism areas within Andorra.

Short-term tourist housing in Andorra is fully furnished and most of the time fully equipped. If you have the budget, you could rent a serviced apartment in Andorra.

If you want to buy a property in Andorra, I would highly suggest you to have the property checked out by yourself and hire a lawyer in Andorra to check how much debts the property has currently registered and if those numbers matched with the seller of the property in Andorra.

If you are buying a brand new property, you’ll need to pay property tax in Andorra. If your purchase is a luxury property, you may have to pay local taxes in Andorra and possible stamp duty.

Even as a non-resident homeowner in Andorra, you may become liable for all kind of taxes in Andorra, including income tax.

Andorra Mortgages
If you plan to take a mortgage in Andorra you need at least a 20% downpayment of the purchase price of the property with local banks in Andorra. Even if you generate rental-income from renting your Andorra property out, it is not considered by most banks in Andorra as you may decide to move in, at a later time.

The Andorra Real Estate calculator will help you to compare the costs of renting a house or condo in Andorra to the costs of buying a house or condo in Andorra. Since there are all kinds of forces at work behind the scenes such as the current interest in Andorra, Andorra property taxes, tax savings, appreciation in general to investments in Andorra, comparing the cost of renting to the cost of buying in Andorra is a lot more complicated than just comparing the monthly mortgage payment to the monthly rent payment.

The Andorra Calculator attempts to forecast the net effects of all the hidden forces so you can make an informed decision before buying or renting a property in Andorra.

Help Buttons: For pop-up explanations of any of the entry fields, click the radio button next to the description.

NOTE: Be sure to enter "0" (zero) in any entry boxes that don't apply to you. Also be sure that only numbers and decimal points are entered into the fields.

Property Types in Andorra

  • Andorra Multi-Family
    Traditional, multi-family residential complexes located in Andorra and suburban markets of Andorra.


  • Andorra Mixed-Use
    Properties in Andorra that integrate and combine residential with different uses, including retail and office spaces.

  • Andorra Office
    Traditional office or office type properties in Andorra.


  • Andorra Retail
    Properties in Andorra with a mix of tenants that meet the convenience needs of neighborhood residents, including video stores, grocery, and financial services companies within Andorra.


  • Andorra Light Industrial
    Single- or multi-tenanted spaces in Andorra used for warehouse, manufacturing, distribution, or research and development in Andorra.

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